individual & family coverage
find coverage that meets your needs, with flexible solutions for short term medical, accident, critical illness and dental plans.
Between jobs? Aging out of a family policy? Waiting for Open Enrollment?
A Short Term Medical plan might be right for you.
Short Term Medical plans let you decide how much coverage you want and for how long, with individual and family options available.
And you can enjoy quality of life benefits like telemedicine and discounts on a variety of everyday items and services through a LIFE Association membership (varies by state).
Our Short Term Medical plans offer plenty of flexibility:

Important information about these plans
THESE PLANS PROVIDE LIMITED BENEFITS
For complete limitations & exclusions by state for Short Term Medical insurance, click here. Plan options vary by state.
This coverage is not required to comply with federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of pre-existing conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
This policy does not meet the definition of qualifying previous coverage or qualifying existing coverage. As a result, if purchased in lieu of a conversion policy or other group coverage, you may have to meet a pre-existing condition requirement when renewing or purchasing other coverage.
Fixed-Benefit Medical Insurance gives you affordable access to health care with set dollar amounts for hospitalization, office visits, lab work, and more.
You’ll know up front how much the plan will pay for covered services. You’re responsible for any payment over the benefit amount.
Fixed-benefit plans:

Important information about these plans
THESE PLANS PROVIDE LIMITED BENEFITS
NOTICE: This plan does not meet the definition of ”Minimum Essential Coverage” under the Affordable Care Act.
Worried about high out-of-pocket costs?
Supplemental insurance plans can help protect your wallet in the event of an accident or critical illness diagnosis. Most plans pay lump-sum benefits directly to you that you can use any way you like – deductibles, medical expenses, even household bills.
Choose the supplemental plans that align with your health and wellness, your lifestyle, and your budget. These plans:

Important information about these plans
THESE PLANS PROVIDE LIMITED BENEFITS
Want to improve your overall health? Protect that sparkling smile!
Dental insurance provides benefits for routine checkups and other common dental services.
Our dental PPO plans feature:

Important information about these plans
THESE PLANS PROVIDE LIMITED BENEFITS