affordable coverage
for individuals & families

Find coverage that meets your needs, with flexible solutions.

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Find the right plan
for you

We’ve got a plan to fit your needs and budget, whether that’s temporary coverage for when life’s in flux or a supplemental plan to boost your benefits.

briefcase medical

Short term medical

Short term health plans are affordable, temporary health plans designed to protect your wallet & your peace of mind during gaps in comprehensive coverage.

Accident Insurance

Accident insurance

Accident insurance pays a cash benefit for care related to illnesses and injuries such as a broken leg, a bout of pneumonia or even a slip-and-fall when you least expect it.

Critical illness

Critical illness coverage protects your wallet & your peace of mind by paying you a lump sum cash benefit for a diagnosis of cancer, heart attack or stroke.

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Dental insurance

Dental insurance includes preventive care and routine exams plus can lower your out-of-pocket costs for comprehensive care & more depending on the plan.

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Commonly asked questions

That depends on the plan. Short term plans typically cost less than major medical plans because they’re temporary, designed to help fill a gap when life’s in flux, such as starting a new job and waiting to qualify for work-based benefits. How much you pay for a health plan depends on the type of plan, the company, where you live & other factors.

No, but both are types of health insurance. Marketplace plans, also called major medical plans, are comprehensive and cover 10 essential health benefits. They meet the requirements of the Affordable Care Act. Short term medical plans are flexible, temporary plans (30 days to 3 months) that don’t meet Affordable Care Act requirements.

Yes, you’ll need to fill out an application for coverage. For short term plans, your health history may impact whether you qualify for a plan.

Some plans may have waiting periods for certain types of coverage, such as a dental plan that limits major work within a certain timeframe. Check the plan details for information on waiting periods.

No. Dental benefits aren’t typically included in adult health plans, and you can buy these separately whether you have an existing health plan or not. Same goes for vision benefits & other supplemental products, like critical illness and accident insurance.

Need some help?

Our licensed agents can walk you through your options & help you find the right plan.